Expat Visa Guide: Residency & Visa Options for Americans

Choosing the right visa is one of the most important steps when moving abroad.

This guide provides an overview of some of the most popular visa and residency pathways available to Americans looking to live overseas.

Disclaimer: Visa requirements change frequently. Always verify requirements with the appropriate government authority before applying.


🇮🇹 Italy

Digital Nomad Visa

Best for:

  • Remote workers

  • Freelancers

  • Business owners

Requirements generally include:

  • Proof of income

  • Remote employment or self-employment

  • Health insurance

  • Clean criminal record

Length:

Typically renewable residency.


Elective Residency Visa

Best for:

  • Retirees

  • Passive income earners

Requirements generally include:

  • Significant passive income

  • Health insurance

  • Housing arrangements

Employment is generally not permitted under this visa.


🇵🇹 Portugal

D8 Digital Nomad Visa

Best for:

  • Remote workers

  • Freelancers

Requirements generally include:

  • Proof of remote income

  • Housing arrangements

  • Health insurance

Portugal remains one of the most popular destinations for digital nomads.


D7 Visa

Best for:

  • Retirees

  • Investors

  • Passive income earners

Requirements generally include:

  • Recurring passive income

  • Housing in Portugal

  • Health insurance


🇪🇸 Spain

Digital Nomad Visa

Best for:

  • Remote workers

  • Freelancers

Requirements generally include:

  • Proof of income

  • Remote work documentation

  • Health insurance

Spain has become one of Europe’s fastest-growing destinations for remote workers.


Non-Lucrative Visa

Best for:

  • Retirees

  • Individuals with savings or passive income

Employment in Spain is generally not permitted under this visa.


🇲🇹 Malta

Nomad Residence Permit

Best for:

  • Remote workers

  • Entrepreneurs

  • Freelancers

Requirements generally include:

  • Minimum income requirements

  • Health insurance

  • Remote employment

Malta’s English-speaking environment makes it attractive to Americans.


🇬🇷 Greece

Digital Nomad Visa

Best for:

  • Remote workers

Requirements generally include:

  • Minimum monthly income

  • Health insurance

  • Remote employment


Financially Independent Person Visa

Best for:

  • Retirees

  • Passive income earners

Requires proof of sufficient income and healthcare coverage.


Quick Comparison

CountryDigital NomadRetirement / Passive IncomeEnglish FriendlyCost of Living
ItalyYesYesModerateModerate
PortugalYesYesHighModerate
SpainYesYesModerateModerate
MaltaYesLimitedVery HighModerate
GreeceYesYesModerateLower

Which Visa Is Right For You?

Remote Worker

Consider:

  • Italy

  • Portugal

  • Spain

  • Malta

  • Greece

Retiree

Consider:

  • Italy Elective Residency

  • Portugal D7

  • Spain Non-Lucrative

  • Greece FIP

Passive Income Earner

Consider:

  • Italy

  • Portugal

  • Spain

  • Greece


Before You Apply

Always verify:

☐ Income requirements

☐ Health insurance requirements

☐ Criminal background requirements

☐ Residency obligations

☐ Tax implications

☐ Processing times


Helpful Guides

➡️ Moving to Italy From America

➡️ Moving to Portugal From America

➡️ Cost of Living in Italy

➡️ Cost of Living in Portugal

➡️ Best Places to Live in Italy for Americans